Answer:
Finland is the country that started a holiday celebrating failure.
Climate change describes a change in the average conditions — such as temperature and rainfall — in a region over a long period of time.
Answer:
D) They offer lower interest rates for borrowers.
Explanation:
due to lower interest rate on loan, credit union have a major advantage for borrowers. They dont have to pay anything to shareholder and due to this advantage of credit union of non-profit feature, they forward the surplus funds to the respective customers on having deposited accounts.
Attribution theory : an attempts to understand the behavior another person by attributing our feelings and good will to them
Example : we know someone who are violent. We tend to think, "Oh, his father must be also really violent to him"
hope this helps
