"Federal student loans are made by the government, with terms and conditions that are set by law, and include many benefits (such as fixed interest rates and income-driven repayment plans) not typically offered with regular loans."
Federal loans have a way lower interest rate than regular.
And
You don't have to repay them until after you graduate.
And
Most don't require a credit check.
AND
You don't need a co-signer.
AND!!
You can postpone/lower payments if you are having Repayment issues.
And finally
If you pass away or become disabled, your loans will be canceled.
There is six. Enjoy :)
