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swat32
3 years ago
9

What are two advantages of federal student loans as compared to regular loans?

Geography
2 answers:
Yuri [45]3 years ago
4 0

"Federal student loans are made by the government, with terms and conditions that are set by law, and include many benefits (such as fixed interest rates and income-driven repayment plans) not typically offered with regular loans."


Federal loans have a way lower interest rate than regular.

And

You don't have to repay them until after you graduate.

And

Most don't require a credit check.

AND

You don't need a co-signer.

AND!!

You can postpone/lower payments if you are having Repayment issues.

And finally

If you pass away or become disabled, your loans will be canceled.


There is six. Enjoy :)

Mashutka [201]3 years ago
3 0

Lower rates and fees

You don’t need good credit

You don’t need a co-signer

More time to pause payments

Less interest accrues on subsidized loans

Access to income-driven repayment

More time before student loan default

You don’t need good credit to consolidate

More forgiveness options

Guaranteed loan cancellation if you die


I would like brainliest if possible I'm trying to level up!

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