Well insurance had a great part of your life and it will change by the coverage and the price you are willing to pay. For example car insurance will change by the price and mileage if your car and how careful of a driver you are, you will always be on a lookout for more deals and better coverage on your car same with house insurance. Insurance for your kids and youself help. Let’s say your kids needs braces and your insurance doesn’t cover it and you don’t want to pay out of pocket your going to want to find another insurance that will be able to cover your child’s insurance.
Answer:
need for larger emergency funds
Explanation:
The burden of having the knowledge that enough money is required to take of your children's health is simply the need for larger emergency funds. When you begin to set aside money that will be used in the future or you are saving for potential loss in the future, then it is simply an emergency fund. You are not saving out of fear and worry, nor are you spending to save on something you desire. No one likes to spend money on health related issues and no one knows when he or she would get ill, thus "need for larger emergency funds" is the correct option.