I believe the answer is: the nonmaterial component of Korean culture.
Non material component of a culture refers to component of the culture that we could not physically touch. This could include things such as gestures, language, values,folkways, norms and mores. In the example above not covering bodies with towel is influenced by norms rather than the towel.
Well depending upon how much money was in the bank and what state the economy is in and the intrest rates it could either help or hurt and possible stay in the middle with no debt or extra money
After major Union victories at the battles of Gettysburg and Vicksburg in 1863, President Abraham Lincoln began preparing his plan for Reconstruction to reunify the North and South after the war’s end. Because Lincoln believed that the South had never legally seceded from the Union, his plan for Reconstruction was based on forgiveness. He thus issued the Proclamation Of Amnesty And Reconstruction in 1863 to announce his intention to reunite the once-united states. Lincoln hoped that the proclamation would rally northern support for the war and persuade weary Confederate soldiers to surrender.
The answer is "cerebrum".
The cerebrum refers to the most superior and front of the mind's significant areas. It is the seat of reason, arranging, memory, and tangible coordination. All cognizant idea starts in the cerebrum and can impact the intuitive elements of the lower areas of the brain. Cerebrum, the biggest part of the mind.