Answer: B for 1st question and D for 2nd question
Explanation: I'm pretty sure this is right and I hope this helps.
Answer: Representative democracy is a form of democracy in which people vote for representatives who then vote on policy initiatives; as opposed to direct democracy, a form of democracy in which people vote on policy initiatives directly.
Explanation:
My best guess at the correct answer is D. This is because studying and experience is always better than having nothing.
I would say the answer would be health care, insurance, and financial aid.
I hope this helps!!!!!