Explanation: An officer who is present when a crime is being committed can make an arrest without a warrant. Their presence includes the use of any of their senses, whether they hear, see, smell, to perceive that a crime is being committed.
However, an officer can't make an arrest based on a hunch or a suspicion. While she does not have to be absolutely certain, there needs to be a belief based on facts or circumstances to make such an arrest. This is known as probable cause.
An individual would want to use a bank because of some reasons. One is that it is a safe place to keep their money. Another reason is that there is an interest when you put your money in a bank. Which means your money will continue to grow.