Moose and Lynx might live near the Arctic ocean
That would just be called Weathering and Erosion. Erosion happens when rocks and sediments are picked up and moved to another place by ice, water, wind or gravity. Mechanical weathering physically breaks up rock. One example is called frost action or frost shattering. Water gets into cracks and joints in bedrock.
The correct answer is - currency.
The objects or group of objects that have been widely agreed upon to be used a s form of exchange is called currency. The currency is a very useful method for exchanging things, and it has been widely accepted around the world, with some currencies being globally accepted, while some only regionally, or locally.
The reason why the currencies have been introduced is so that the two or more sides in the process of exchange have the same means and valuations, thus making the exchange very easy. Some of the strongest currencies in the world are the American Dollar, Euro, British Pound, Swiss Frank...