Answer:
A. Adjustable-rate mortgage
Explanation:
An Adjustable-rate mortgage in which the interest rate applied on the out standing balance varies throughout the life of the loan
The correct option is A.
Based on the table of fees, all the banking activities that Bill want to execute will cost more in the common bank compare with the state bank, which has a lower add up charges.
57,000/$12=4,750 hope this helps :)