Richard Cordray is the director of the consumer financial protection bureau.
Explanation:
He says that the American households lack checking or savings account which will make them rely on costly financial services will just add burden to their savings. He also addresses that as the people become old, they need their money to be protected and easily accessible.
He says that family households must turn their focus towards banking as it creates a connect to the future. He also adds that by understanding this problem from the young age, people would start feeling the significance of managing the financial systems.
The answer is<u> "Emile Durkheim".</u>
Fundamentally, Durkheim's work was about culture, and all things considered, it remains profoundly significant and essential to how sociologists ponder culture today. We attract on his commitments to enable comprehend what holds us together, and furthermore, and essentially, to enable us to comprehend the things that separation us, and how we bargain (or don't bargain) with those divisions.
The Free-Soil Party should be correct
It was there own way of communicating which can improve various things.
