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zloy xaker [14]
3 years ago
12

How does Siroya use mobile data to create a financial identity?

Business
1 answer:
motikmotik3 years ago
5 0

Answer:

The benefit of using mobile financial investment

see below

Explanation:

How does Siroya use mobile data to create a financial identity?

Siroya explains that a they have created a mobile application that can establish credit card scores utilizing mobile data after making an in route in establishing trust and open up financial access for those without credit card scores. Thru data captures of financial transactions on mobile devices, they were able to create financial identities for two billion five hundred million people .

What were Jenipher’s options for getting a loan

  • Jenipher will explore the option of micro loans
  • Jenipher will have to form a group or an association to access the micro loans to stand as a guarantor for her
  • Loan proportion  will be too small to impact positively on her business
  • Loan sharks is another option but the risks are too weighty

What is one data point that shows a good propensity to pay a loan back?

  • In Jenipher situation the mobile app was able to pinpoint a good potential of credit history

How has Jenipher’s life improved as a result of the loan using Siroya’s technology?

  • Jenipher recorded savings of 6% after using the mobile app and her business improved tremendously
  • She added food stall and restaurant
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