Answer:
A. The sentence gives an opinion.
<span>D. instructive
This passage does a good job describing the way that credit cards work and mentioning the fact that many people don't actually know this. It's a good resource for someone thinking about getting a credit card if they're not completely prepared for the challenges it presents. </span>
The statement that is not true of a speech is given below.
A review of the history of a certain subject might be helpful in an introduction to a speech.
<h3>Speech</h3>
A speech the expression of or the ability to express thoughts and feelings by articulate sounds. It is also a formal address or discourse delivered to an audience.
Therefore, what may not be applicable is A review of the history of a certain subject might be helpful in an introduction to a speech.
learn more about speech: brainly.com/question/26157848
A would be the answer, Tomas was frustrated during class he forgot his book report. I believe there should be a comma in between class and he