Scientific notation is a way of expressing numbers that are too large or too small to be conveniently written in decimal form. It may be referred to as scientific form or standard index form, or standard form in the UK.
21.27*40= Annual premium is 850.8 51% of 850.8 is 433.9 ---> semi annual his quarterly is 26% of 850.8 so 221.2 and finally his monthly premium is 9 percent of 850.8 so it's 76.57