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skelet666 [1.2K]
3 years ago
9

If you are in a car accident caused by someone else who also has insurance, which type of insurance plan will not require you to

pay out of pocket costs?

Business
2 answers:
11Alexandr11 [23.1K]3 years ago
5 0

If you are in a car accident caused by someone else who also has insurance, which type of insurance plan will not require you to pay out of pocket costs? A low deductible plan. A low deductible plan is the best option to not have any out of pocket costs when filing a claim. Although not all low deductible plans have a zero deductable cost, they are usually very small amounts required.

ICE Princess25 [194]3 years ago
4 0
I would recommend Liberty Mutual , They have a ton like in this snip i took for you.  

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A 37-year old individual purchases a life insurance policy of $95,000 for an annual payment of $250. based on a insurance report
Sergeeva-Olga [200]

Answer:Expected value = - 94661.45

Explanation:

The Policy pay out is $95000 ,if a client is in life threatening accident insurance company will loose $95000, if the client is not in a life threatening accident the insurance company will gain $250

Probability (Client is in a threatening accident) = 0.999063

Probability (not in a life threatening accident)= 1 - 0.999063 = 0000937

Insurance Premium = $250

Insurance Payout = $95000

expected value = 0.999063 x (- (95000 - 250)) + 0.000937 x (250)

expected value = 0.999063 x (-94750) + 0.000937 x (250)

expected value = - 94661.21925 + 0.23425 = - 94661.44675

expected value = - 94661.45

8 0
3 years ago
Read 2 more answers
Ignoring taxes what is the effect on earnings in the year after the shares are granted to executives
ipn [44]

Answer: C. $40 million.

Explanation:

By granting them 15 million shares subject to forfeiture if employment is terminated within three years, the company is compensating them.

The total amount that they will be compensated with has to be apportioned over the 3 years as an expense that will reduce earnings per year.

Total compensation = No. of shares * fair value of shares

= 15,000,000 * 8

= $120,000,000

Apportioned over 3 years;

= 120,000,000/3

= $40,000,000

4 0
3 years ago
If romeo wants to encourage more innovation among his​ employees, he should​ __________.
almond37 [142]
Romeo could do several things to encourage innovation for example by showing inventions created by other departments of his enterprise or by people in other companies either having the actual item or showing a video of it, and also by rewarding those who come up with new innovations with prizes for example. Of course, innovative ideas or better ways of doing things would also be encouraged.
8 0
3 years ago
How do banks create money?
aliya0001 [1]
C

Banks do not really have any goods to sell, they’re in the business of holding money for others and loaning that money out to others, normally with interest. It is the interest off of loans that normally create income and allow the bank to have a positive cash flow.
5 0
3 years ago
Which of the following factors makes it imperative that organizations be fast and flexible?
IgorC [24]

Answer:

Which of the following factors makes it imperative that organizations be fast and flexible?

1. Globalization

Explanation:

Organizations nowadays have to compete in a market where they have to consider a variety of factors in order to stay ahead of the competition. Being ahead of the competition always translates on a wider access to access and thus more sales. The aim of all business organizations is to make profits, staying ahead of the competition is a sure way of making more profits. Factors that organizations need to consider are; globalization, corporate strategy, and workforce diversity.

The main factor of interest to us is globalization as a factor to be considered in organizational success. Globalization is the action by which business and organizations start having more influence in the international scale. Globalization has been of interest ever since the onset of technological advancement like the internet. The internet improved access to information in the international scale by fostering communication and relations between different people and companies around the globe. Organizations could easily look for opportunities in different parts of the globe where their products and services had a potential of being purchased.

Globalization has made it imperative that organizations be fast and flexible. The aspect of competition and customer loyalty makes it imperative for an organization in the global arena to be fast since customers need a more fast and reliable delivery of products and services and they will always pick the most reliable option in terms of time, cost and quality. The global arena is ever-changing too in terms of customer expectation mostly driven by technology. An organization needs to be flexible to the varying global market conditions.

7 0
3 years ago
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