General intelligence, otherwise called as g factor, alludes to the presence of a wide mental limit that impacts execution on subjective capacity measures. Charles Spearman first depicted the presence of general intelligence in 1904. As indicated by Spearman, this g factor was in charge of general execution on mental capacity tests. Spearman noticed that while individuals unquestionably could and regularly excelled in specific zones, individuals who did well in one zone tended additionally to do well in different regions. For instance, a man who does well on a verbal test would likely additionally do well on different tests.
Total closed-end mortgage loan originations ,excluding reverse mortgage loans. Increased from about 8.26 million in 2019 to about 13.64 million in 2020, an increase of about 65.2%.
