Im not sure but I think it took him at least three years
The answer is needs. It would be defined as goods or services that are required. This would comprise the needs for food, clothing, shelter and health care. Wants, on the other hand, are goods or services that are not necessary but these are wanting we desire or wish for. For instance, one needs clothes, but one may not need designer clothes. One needs food but does not have to have steak or dessert.
I believe that the answer to the question provided above is that Joy must loan in the bank than loaning in the car shop itself, since banks has lower rates.
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Answer No 1)
In the three colonial regions, education was similar in the respect that all the 3 colonial regions knew the worth of education. All the 3 colonial regions made it compulsory to acquire education. All the three colonial regions made sure that boys went to acquire knowledge and girls remained at home and taught basic knowledge in their homes.
Answer No 2)
New England Colonies: The New England colonies was build on the percepts of Bible. They thought education was necessary so that people could read the Scriptures. Basic education was given to children at homes and then the boys went to Latin Grammar School while the girls remained at home.
Middle Colonies: Education in Middle colonies was based on practical matters. These people knew the worth of education but left it on the family of the child to decide whether education be given or not. All boys earned a skill or trade.
Southern Colonies: In these colones, education was considered a must for the upper class. The children of upper class were taught at any cost. Slaves were not taken interest in for teaching.
English colonists were looking for a new home, where they could support themselves (they had financial troubles back home) and maybe even become wealthy.
America was a good choice as it had a very small number of indigenous population, and northern America was not sucessfully claimed by Spain, so they were free to settle there and they decided to do so.