-Not to make impulse buys -Open a savings account that directly adds a set amount of money into it from your paycheck monthly -The '50-30-20' rule(<span>50 percent of your income toward necessities, like housing and bills. Twenty percent should then go toward financial goals, like paying off debt or </span>saving<span> for retirement. Finally, thirty percent of your income can be allocated to wants, like dining or entertainment.)</span> -Create a budget
