Yes they won last year. and LeBron James was the Finals MVP but what does this have to do with school
The correct answer would be, Actual loss experience of the group.
Experience rating utilizes Actual loss experience of the group in determining the rate the insurer will change for group coverage in each year of coverage.
Explanation:
When an employer adjusts premium for workers' compensation coverage based on the loses the insurer has experienced from that employer, then this adjustment is called as the experience modifier or experience rating.
In this rating, at the end of the year, the insurer charge for group coverage the actual loss experienced due to that group.
This rating helps the insurer to determine that a particular policymaker will file a claim or not. It also helps in determining which company has produced more workers' claims in a specified period of time.
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The Social Readjustment Rating Scale measures the amount of stress: in a College student's life resulting from major changes
In their early research, Holmes and Rahe (1967) concentrated on stressful situations and developed the Social Readjustment Rating Scale (SRRS) to measure an individual's exposure to stress. By assigning weighted life change units to specific events in a person's life, the scale Holmes and Rahe devised measures stress.
By summing up the scores for each event experienced over the course of a year, a total value for stressful life events may be calculated. A person has a 30% probability of experiencing stress if they have fewer than 150 life change units. 50% of people who experience 150 to 299 life change units will experience stress. A person has an 80% probability of having a stress-related ailment if they have more than 300 life units.
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