Answer:
It was on 9 November 1989, five days after half a million people gathered in East Berlin in a mass protest, that the Berlin Wall dividing communist East Germany from West Germany crumbled. East German leaders had tried to calm mounting protests by loosening the borders, making travel easier for East Germans.
I'm going to guess and say that there are choices and go with Credit unions are typically owned and run by their members and Credit unions limit membership to certain people or groups.
The Phoenician economy was supported by trading via seas and applying money, which were invented by that nation.