The assembly line would be my first choice.
Answer:
B
Explanation:
They made it easier for consumers to spend money.
layaway plan is when a customer pay for an item progressively and is only allowed to collect the product or item after the finish paying for it. on the other hand, credit is a contractual agreement in which a borrower receives something of value now and agrees to repay the lender at some date in the future, generally with interest.
The correct answer is A the first one.