Indemnity or insurance is a reimbursement for damages, destruction or forfeiture, and in the legal sense, it may also refer to an exclusion from legal responsibility for damages. The perception of indemnity is based on a predetermined arrangement made between two parties, wherein one party approves to pay for probable losses or forfeiture produced by the other party. A typical illustration is an insurance agreement, whereby the insurer decides to recompense the indemnitee for any destruction or losses, in return for rewards paid by the insured to the person underwrites an insurance jeopardy.
Answer:
Because if there was no government than chaos would take its place. Someone can rob from you and there would be no police to stop them. Serial killers wouldnt be caught. There would be no jails. The roads and other public things would be horrible because there would be no taxes. No one would pay for it if they dont have to.
Do some chores and ask your mom for money for doing them and use her card and buy some