I believe the answer is: Stable characteristics
Stable characteristics is formed by the combination of various characteristics that would determine the overall behavior of a person.
These combinations are formed over a long period of time, but could be changed if the person are willing to make the effort for it.
D because I just took a test and got it right
Contact one of the credit reporting agencies' fraud alert departments and place a fraud alert on your credit report.
Tell the agency you think your identity has been stolen.
One call does it all.
Answer:
The false consensus effect.
Explanation:
PLease give me brainliest