<span>During postwar suburban boom, federal agencies continued to insure mortgages that barred resale of houses to non-whites, thereby financing housing segregation. Banks and private developers barred non-whites from the suburbs and the government refused to subsidize their mortgages except in segregated enclaves. The process of racial exclusion became self-reinforcing. Non-whites remained concentrated in manual and unskilled jobs, the result of employment discrimination and their virtual exclusion from educational opportunities at universities. Source: brainly</span>
"rewards and favoritism from the president" usually prompted the appointment of territorial governors early in history, then it shifted more towards character and merit.
