Since he never had an accident during the period, the premiums he paid were Expired
When you buy a premium from an insurance company, they will give you some sets of clauses which gives the condition within a specified period of time for the insurance to be paid.
If the none of the clauses were met during the period, your premium will expire , unless you renew it with your insurance company
With over two million lakes and rivers and 20 per cent of the world’s freshwater, Canada has an incredible abundance of aquatic natural resources. Canadians share a deep historical connection to freshwater; we rely on it for transportation, for resources, for employment, for food and for recreation — swimming, boating, fishing or simply admiring the scenery of a natural lake or wild river.
Unfortunately, many of Canada’s freshwaters are no longer the pristine ecosystems they once were. At CWF, we are working to encourage a better balance between the needs of our society and of the ecosystems that sustain us.