Germany I hate word limit but the answer is Germany
<span>The country's financial woes began in 1811 when many </span>new<span> banks sprung up overnight without any regulation and without a </span>national bank<span> to constrain them. ... </span>Madison was<span> now urging</span>Congress<span> to once again consider the operation of a </span>National Bank<span> and the </span>establishment<span> of a uniform national currency</span>
