Answer: learned helplessness
Explanation: The response of the second group is due to learned helplessness which is a behavior characterized by unwillingness to learn or adapt usually due to previous failure or inability to overcome previous challenges and thus seems out of control. Animals or individuals with such behavior will not try to adapt or strive to overcome such stimulus when faced with such in the future. They become conditioned and believe that such situation has no remedy and it is beyond their control.
When capital adequacy line is equal to the savings per worker function then "normal expected returns to investor".
<h3>What is
capital adequacy/requirement ratio?</h3>
The capital adequacy ratio (CAR) gauges a bank's level of capital retention in relation to its level of risk. The CAR of banks must be monitored by national regulators in order to ascertain how well it can withstand an acceptable amount of loss.
The components of capital adequacy are-
- The Capital Adequacy Ratio (CAR) aims to ensure that banks have an adequate amount of capital to safeguard depositors' funds.
- (Tier 1 Capital + Tier 2 Capital) / Risk-Weighted Assets is the calculation for CAR.
- The BIS's capital standards have tightened up in recent years.
- By reducing the likelihood of bank insolvency, capital adequacy ratios promote the effectiveness and stability of a country's financial system.
- A bank with a high capital adequacy ratio is typically thought to be secure and likely to fulfill its financial obligations.
The principle of capital adequacy are-
- High-quality and loss-absorbing capital are both necessary.
- The Basel III criteria for common stock, along with supplementary tier 1 and tier 2 capital, are applied to establish the quality of capital, with retained earnings being the most important factor.
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Answer:
The nature viewpoint believes much of human behavior is instinctual in origin, and carried through heredity which is based on genetics. Behavior is passed along to children from their parents. Proponents of the nature viewpoint claim that instinctual drives were responsible for practically everything, even the creation of society itself. Because it is instinctual, it is an unchanging, biologically inherited behavior pattern.. The nurture viewpoint is that a person’s behavior and personality are the result of his or her social environment and learning. Ivan Pavlov helped this viewpoint gain acceptance with the experiment teaching the dog to respond to a bell. Despite the differences, most social scientists believe that personality and social behavior result from a blending of heredity and social environmental influences.
Explanation:
sample answer
Answer: factor analysis
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Spearman used factor analysis to come up with the idea of a general intelligence factor, or g factor. Factor analysis is a statistical method that uses many test items to measure abilities, and Spearman believed all these abilities were dependent on the g factor.
Listeners who are more concerned with making their point than with understanding the speaker are called conversational narcissists.
A narcissist who is good at conversation will try to keep it focused on themselves and the things they know about or are interested in. If the topic of discussion changes, they become extremely disinterested in the conversation very soon. The conversational narcissist would receive eighty percent of the total time spent on the conversation. People who are conversational narcissists focus the conversation exclusively on themselves and withdraw when it shifts away from them. They have little to no interest in hearing what others have to say.
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