Repayment is the act of paying back money previously borrowed from a lender. Typically, the return of funds happens through periodic payments which include both principal and interest. Loans can usually also be fully paid in a lump sum at any time, though some contracts may include an early repayment fee.
The loyalists believed that the patriots were in fact traitors to the Crown since they were rebelling against Great Britain. The loyalists saw no problem with the way Britain was treating the colonies.