The medical term would be, Scirrhous.
I stick my shlong on them
Answer: Moral hazards
Explanation:
Moral hazards refers to the situation where people take risk by maximising the inefficent decisions the outcomes may result in negative results which can adversly affect their health.
A tumor is an abnormal mass of tissue, which doesn't necessarily mean that you have cancer. Tumors can be benign, not cancerous, or they can be malignant, pre-cancerous. Another name for a tumor is a neoplasm.