Answer:
0.31
Explanation:
Given that,
Visa = $ 755
MasterCard = 380
Discover card = 555
Education loan = 3,900
Personal bank loan = 650
Auto loan =  6,000
Total debt  (not including mortgage) = $12,240
Net Worth (not including home) = $39,000
Robert's debt-to-equity ratio:
= Total debt ÷ Net worth
= $12,240 ÷ $39,000
= 0.31
 
        
             
        
        
        
Answer:
HIV AIDS is contagious disease. It is responsibility of the healthcare professionals to handle the person with special care. This virus spread quickly in the body of the victim and the person is often unaware of the disease due to very mild or no symptoms.
Explanation:
To: CEO
Park lane Hospital
Central London,
09 - 06 -2021.
Respected Sir,
It is to bring into your knowledge about the spread of HIV/AIDS in the city. The people are unaware about the disease spread and those infected are carrying disease to others. There should be campaign run by the hospital to inform people about the spread of this contagious disease and preventions measures. 
There should also be special arrangement for the people infected by the disease to stay and live in a separate house so the spread can be stopped.  The hospital can allow people with symptoms for a free checkup so that more people can come and have their routine checkup. 
It is high time because if the spread will increase at the same rate then controlling the disease would become difficult. 
Regards,
John Andrews.
 
        
             
        
        
        
All national banks must be members of the Federal Reserve System, while state banks can join if they wish  
        
             
        
        
        
Answer:
C. to create awareness, organize customer trials, and develop a market for the product
Explanation:
The introduction stage is the first one in the product life cycle. At this stage, the product has just been launched in the market. The sales growth rate is low as customers are not aware of the commodity. The business incurs losses by having the product in the market.
The marketing goal at this stage is to create awareness about this product. The business makes efforts to create demand through promotions and awareness creation. The stage is associated with heavy advertisements as the business tries to popularize and establish a market share for the product.