I think its a GAL (aka a Gurdian ad liteum) they represent the child or a caffcas officer ..sorry if that didn't help.
Answer:
d. the feeling of surprise that is experienced when people witness cultural practices different from their own.
Explanation:
Culture shock: In sociology, the term "culture shock" is determined as an individual's feelings of anxiety, uncertainty, or confusion that he or she experiences while doing business, visiting, or living in a particular society that is considered as different from his or her own culture. However, social norms associated with a culture differs significantly across different regions and countries.
In the question above, the correct answer is option d.
Answer: The unfavorable spread between the interest charged and interest earned will cause the bank to lose money.
Explanation:
Banks are financial institution for saving money and offer little as interest rate and despite the interest rate they still deposit charges from customers over deposit and maintenance of the accounts to sustain their service, the major way a bank makes a profit is by taking deposits at a lower interest rate, and lend out the funds at a higher interest, them not charging any fees and paying an average of 2 percent on deposits will affect the sustainability of the bank