189.
3*1=34 --> split this into two parts. 3*1 is 3 and 3+1 is 4 so put them together and you get 34.
There are 6 possible outcomes. And there are 2 outcomes that are not less then 5 which is 6 & 5. So you would get 2/6 or about 33%.
Answer: The number you reach would be -4
Step-by-step explanation:

he then turns around and grabs that money and sticks it for another 9 years,

add both amounts, and that's how much is for the whole 21 years.