1answer.
Ask question
Login Signup
Ask question
All categories
  • English
  • Mathematics
  • Social Studies
  • Business
  • History
  • Health
  • Geography
  • Biology
  • Physics
  • Chemistry
  • Computers and Technology
  • Arts
  • World Languages
  • Spanish
  • French
  • German
  • Advanced Placement (AP)
  • SAT
  • Medicine
  • Law
  • Engineering
Serjik [45]
3 years ago
12

Why do some lenders require borrowers to secure credit?

Social Studies
2 answers:
maks197457 [2]3 years ago
8 0
The correct answer is D
Vika [28.1K]3 years ago
6 0

The correct answer is D.

Lenders give some money to borrowers in exchange for a retribution in the form of interest payments. In some cases, the interest charged is higher because the risk assumed by the lender with a certain borrower is very high. For example, in the case of countries' debt, debt from countries with larger risk of default has a large risk premium attached, which increases the interest that has to be repaid for that debt.

Another method to decrease the risk assumed is to provide secured credits, where the lender requires a collateral from the borrower, than the lender will keep in case of default in the repayments of the principal.

You might be interested in
What was the difference between ending the slave trade and ending slavery?
Mekhanik [1.2K]

Ending the slave trade and ending slavery have two completely different effects on a society. Ending the slave trade merely stops owners from exchanging different people. Even though the slave trade may end, slavery would still exist.

3 0
3 years ago
What is the stock market
Mice21 [21]
There is a triangle of businesses where they trade things because they don’t have the things they need for there business so they do that to get get they things need
8 0
2 years ago
Under what act was the privacy protections of hipaa strengthened and significantly expanded?
Greeley [361]

Under the HITECH Act of 2009, the privacy protections of HIPAA were strengthened and significantly expanded.

<h3>What was the HITECH Act of 2009?</h3>
  • The Health Information Technology for Economic and Clinical Health (HITECH) Act was signed into law on February 17, 2009, as part of the American Recovery and Reinvestment Act of 2009.
  • Its purpose is to promote the adoption and meaningful use of health information technology.
  • The HITECH Act of 2009 broadened the scope of privacy and security safeguards available through HIPAA compliance by increasing the potential legal liability for noncompliance and mandating more stringent enforcement.
  • The HITECH Act transformed how many healthcare facilities generate, use, share, and maintain healthcare data.
  • According to a 2016 report to Congress by the National Coordinator for Health Information Technology, it improved patient safety and resulted in better patient outcomes.

Therefore, under the HITECH Act of 2009, the privacy protections of HIPAA were strengthened and significantly expanded.

Know more about the HITECH Act of 2009 here:

brainly.com/question/15058159

#SPJ4

7 0
2 years ago
The Minnesota Twins, a professional baseball team, wanted to develop creative ways to boost sagging attendance at their ball gam
Mars2501 [29]

Answer: Focus groups

Explanation:

A focus group involves a gathering of people whom are deliberately selected to take part in a discussion intended to know their opinion regarding certain topics or area of interest. Such discussions are usually held in environments that are non-threatening. A focus group encourages members to influence and interact with each other during the consideration and discussion of ideas. In this scenario, in order to increase the attendance during games, a moderator was hired to lead informal discussions with about 6 to 19 fans in order to know what they like and dislike about the baseball team.

5 0
3 years ago
Justin has three projects due next week. He is frustrated because he just knows all the professors make their due dates the same
larisa86 [58]

Answer:    External locus of control

Explanation:  There is an internal and external locus of control, and Justin has an external locus. Those people who tie their work, success or failure exclusively to their own efforts, regardless of external factors, have an internal locus of control.

Unlike them, Justin attributes his successes, or failure in this case, to external influences, specifically because of the conspiracy of three teachers to give the same due dates, and therefore he has an external locus of control. Simply put, Justin and others like him tend to blame others for their own failures. In the case of the success of people with external locus of control, this success can be attributed to luck, fate, the circumstances of the environment, and even divine intervention.

3 0
3 years ago
Other questions:
  • Why is Sahara considered a natural boundary?
    10·1 answer
  • Define discrimination?
    12·2 answers
  • Reflect on what you have learned in this class. describe the significant ways in which you would be able to utilize critical thi
    9·1 answer
  • Cuál es la identidad encargada de procesar, almacenar, y preservar documentos históricos de nuestro país?(Colombia)
    10·1 answer
  • Anthropology is unique among the social sciences because it
    5·1 answer
  • Iso's primary standard for crisis management, ____, is labeled as incident response, but is intended to help organizations respo
    6·1 answer
  • Which factor contributed to fall of the Akkadian empire
    9·2 answers
  • Trade barriers discourage consumers from buying imported goods because barriers can __________. A. make imports much more common
    5·2 answers
  • What is the difference between a RIGHT and a RESPONSIBILTY.
    7·2 answers
  • Begin with the rope in front of your feet. Turn the rope backward, behind your body. When the rope hits the ground behind your f
    5·1 answer
Add answer
Login
Not registered? Fast signup
Signup
Login Signup
Ask question!