The correct answer is C. The federal reserve supervises banks. Though not all banks are supervised by the federal reserve it is better to be.
Your local political party office
Answer: D. Systematic
Explanation: Harmon clothing is likely experiencing a systematic political risk. A systematic political risk can be explained as the political events, decision or regulations which can negatively affect the growth or survival of a business or investment in a particular country. Systematic political risks may affect all segments of a country's market or it might be targeted towards a particular sector or market segment. Systematic political risk may stem from wholesale change in policies and regulation of the host government due to change of power or shift in major economic decisions or protocol.
The writings of Adam Smith set forth the theory of capitalism.