Answer:
By allowing the loans to the less creditworthy borrowers than this situation poses a moral hazard.
Explanation:
Moral hazard can be defined as a situation where one party ( who is insured ) takes more risks, which it has protection against, and the other party would be bear the risk.
In the given situation, a manager who sees that there is increase in federal deposit insurance coverage , has directed the loan officers to provide loans to the less creditworthy borrowers , now this decision of his poses a moral hazard because manager knows that by providing loan to such people, there are high chances of default on these loans and here manager is acting in a much more riskier way than he should be.
Answer:
$53,000,000
Explanation:
The amount of dividends paid by Del-Castillo Inc. can be ascertained using the retained earnings formula as follows:
retained earnings=net income+previous year retained earnings-dividends paid
retained earnings for current year is $960 million
net income is $70 million
previous year retained earnings were $943 million
dividends paid is unknown
dividends=net income+previous year retained earnings-current year retained earnings
dividends=$70 million+$943 million-$960 million
dividends=$53 million
The long-term team that can be attributed to settings especially lean production settings is self-directed.
A self-directed team can be regarded as individuals that comes together in an organization, and they have various talents as well as abilities to work toward a common goal.
- In this settings there might not be a standard administrative oversight and this is what is common in lean production settings.
Therefore, option C is correct.
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Answer:
the social cost of production exceeds the private cost of production.
Explanation:
The cost of natural resources for which the firms are not required to pay, for example, river, lake, atmosphere, etc. The use of public utility services such as roadways, drainage systems, etc. The cost of 'disutility' created through pollution (air, water, noise, environment).