The bank wants to give you an incentive to pay back the loan. If they did not hold your assets as collateral, you could simply fail to pay back the loan and really not lose anything other than your credit score. Many borrowers already have tarnished credit scores, so that is rarely enough incentive to base a loan on.
I would put this into your own words considering I copied and pasted it. Other than that I hope this helps!
I believe it is A, because it states “labor of his body, and the work of his hands... are properly his” which means that what someone create (or produce) belongs to them and own the right.
It is diverse with a lot of different ethnic back grounds and has al ot more than one race and traditions anyway there are a lot of different races and cultures