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3 years ago

Identify the three branches of the federal government and the role of each branch with regard to equal employment opportunity.

1 answer:

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The legislative,executive, and judicial. The legislative passes laws regarding equal employment opportunity, while the executive enforces those laws. The judicial branch determines whether those laws have been violated in specific cases.

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If underproduction occurs in this market, and 10 million DVDs are produced, consumer surplus is $ 30 million and producer sur

pshichka [43]

Answer:

20 dollars

Explanation:

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3 years ago

Make a list of at least three items that are important to double check before submitting a loan application to underwriting. Lis

xxMikexx [17]

Answer:

Please see answers below.

Explanation:

A. Three important Items to double check before submitting a loan application to underwriting.

• Completeness of data : One has to be sure that all important details are captured hence none is left out. It means that there are no missing information on the application.

• Calculations performed accurately: This means that calculations such as borrower's income, qualifying ratios are calculated accurately and also double checked for the purpose of the loan underwriting.

• Documentations required by the loan programme. All Documentations required by the loan programme must be double checked before submitting a loan application to underwriting.

B. List at least two things you would be sure to tell a borrower in preparation for closing

• I will seek clarity in terms of the money borrower would be bringing to the closing table.

• The date,time,venue of closing are essential for the closing hence will be communicated to the borrower. Also, there are no right or wrong answers that may be asked or given by the borrower during the closing.

C. List at least three calculations that are typically used during the course of mortgage loan transaction.

• Income calculation

• Front end and back end ratio (DTI ratio)

• Monthly payment.

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3 years ago

For a bank, when a person deposits money into the bank, this: a creates a liability and an asset for the bank. b creates a liabi

Blizzard [7]

Answer:

The answer is A.

Explanation:

Bank deposits from customers create both a liability and an asset for the bank.

1. As a liability: The deposit is the customer's money. The bank is keeping the money for the customer. The customer can withdraw the fund any time.

2. As an asset: The money deposited by the customer can be used by the bank to generate revenue pending when the customer withdraws the money. The money not yet withdrawn by customers is still in the possession of the bank and the bank controls it.

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3 years ago

Nelson’s motto is “Go big, or go home.” Which type of investment would Nelson prefer? A. savings account B. speculative investme

il63 [147K]

Answer:speculative investment

Explanation:

just took the test.

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3 years ago

There are 12 general categories of threat to an organization's people, information, and systems. List at least six of the genera

Alenkinab [10]

Answer:

1. Human Error: an example is disregard to safety measures.

2. Compromises to Intellectual Property: an example is piracy of an organization's product.

3. Forces of Nature: an example is earthquake.

4. Information extortion: an example is coercion or blackmail.

5. Quality of service deviation: an example is an epileptic or poor power supply.

6. Industrial espionage: an example is unethical hacking of data.

Explanation:

A threat to an organization's people, information, and systems is basically any circumstances or events that poses a potential danger, damage or adverse affect to its smooth running.

These threats can be classified into six (6) categories and these are;

1. Human Error or failure: this are errors that arise as a result of having incompetent employees (slips and lapses) or mistakes stemming from the workers. An example of human error is an employee that disregard safety measures.

2. Compromises to Intellectual Property: this usually occurs when an intellectual property is stolen illegally from an organization. An example is piracy of an organization's product.

3. Forces of Nature: this is usually caused by a natural disaster. Examples of forces of nature are flood, earthquake, fire etc.

4. Information extortion: this arises when sensitive data about an organization is held through coercion, bribery or computer hacking.

5. Quality of service deviation: this would occur when there's a shortage in the quality of service received by an organization, contrary to what is expected or required. Examples are poor power supply, poor internet service etc.

6. Industrial espionage: this is as a result of loosing sensitive data to unauthorized individuals or hackers.

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3 years ago