Since we have that the slope is m = 7/9 and the y-intercept is b = 12, we can write the equation of the line in slope-intercept form:

to find three coordinate points, we can use arbitrary values on x to get the y-coordinate. To make things easier, let's use x = 9, 18 and 27:

therefore, the line with slope m = 7/9 and y-intercept 12 passes through the three points (9,19), (18,26) and (27,33)
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Answer: c. previous balance method
The method used by credit card companies to calculate finance charges in which it is most favorable to the card issuer is the previous balance method. This is computed by charging the interest into the new billing period. This is least favorable to cardholder thus, most favorable to card issuer.