Well if you think about it in the long run the darkness shall take over in about 44 years from now
Answer: The bank's total loans amount is $160,000.
Explanation: The bank got a total deposit of $200,000 from its customers. The reserve ratio was given as 20%. The is the cash reserve amount that should be domiciled with Fed. So 20% of $200,000, which is the total deposit is $40,000. This means an amount of $40,000 is the reserved cash. Since the bank has chosen not to keep any excess reserves, it means the bank would be availing a total loans amount of $160,000 (%200,000 - $40,000) to its customers.
Answer:
<em>Disruptive innovation</em>
Explanation:
<em>Japanese car makers are engaging in</em> <u>disruptive innovation</u>.
Disruptive innovation is a type of theory in business that is related to the entrance or interrupt of a company in an already existing markets.
So here, as we can see that <em>Japanese car makers are also entering in the U.S. automobile market that is an existing market,</em> we can say know that it is also a type of disruptive innovation.
Answer: 17.9%
Explanation:
From the question, a stock was bought one year ago for $48.28 per share and sold today for $55.92 per share and also paid a $1.38 per share dividend today.
The realized return will be calculated as:
Po = (P1 + D1) ÷ (1+Re)
48.28 = (55.92 + 1)/(1 + Re)
48.28 = 56.92/(1 + Re)
Cross multiply
48.28 + 48.28Re = 56.92
48.28Re = 56.92 - 48.28
48.28Re = 8.64
Re = 8.64/48.28
Re = 0.179 = 17.9%
Basic Checking account vs interest-bearing checking account.
The main difference of these two accounts is the interest.
Basic checking account does not earn interest. Regardless of how long the money stays in the bank, whatever amount it is, it is still the same amount.
Interest-bearing checking account as the name implies earns interest. Sometimes, it must maintain a certain amount for it to earn interest.
Both accounts may have atm access or online/mobile access aside from its check book. Both accounts may also be subject to penalties if its balances fall below the required minimum maintaining account.