Answer:
D) They offer lower interest rates for borrowers.
Explanation:
due to lower interest rate on loan, credit union have a major advantage for borrowers. They dont have to pay anything to shareholder and due to this advantage of credit union of non-profit feature, they forward the surplus funds to the respective customers on having deposited accounts.
Is c
I believe hope this helps
Answer:
The correct answer is B, appeals to people living in a wide variety of locations.
Explanation:
Universal religions are open to all human beings regardless of their ethnic, cultural, geographic or political group. Some examples are Christianity, Buddhism, and Islam. All of the above share the use of missionaries to spread their beliefs.