Answer:
Crayon.
Explanation:
A crayon is known to be a kind of stick like pencil, but made of called wax, and it is useful for painting.
It is known that that the first crayon which looks like the modern crayon was made in Europe. And it was initially or originally made then out of the mixture of charcoal and oil. But now, the charcoal has since been replaced by various pigment and the oil been replaced by wax. This because the wax provides a better and stronger writing stick and it is easier to work with.
It should be noted, that crayon is used for writing and drawing, and its invention can be dated back to 18th century.
The following statements describe accurately the terms of this mortgage:
-"The monthly interest rate is 4 percent". This means that each month, the owner will have to pay the normal fee plus 4% of it.
-"Monthly payments must be for 30 years". This means that the owner will have to make a payment every month for 30 years in order to pay their debt.
-"The homeowner is borrowing $200.000". This is the amount of money the homeowner is borrowing from the bank or company, which they will pay by making monthly payments for 30 years.
The other three statements do not describe the terms of the mortgage as they misunderstand the details.
-Payments must be made for 30 years, with 12 months each year, it makes it 360 payments in total. Not monthly payments for 360 years and the homeowner is not borrowing $360.000 either.
-The annual interest rate is not 4.8% . The correct way to find this value is by taking into account days and months, which would make it be around 60%.
Answer:
Migration is important for the transfer of manpower and skills and provides the needed knowledge and innovation for global growth. In order to address the issues raised by global migration, it is necessary to improve international coordination.
Hope it helps....
Maybe yes maybe no no one will ever know
<span>The Greeks originally founded Marseilles</span>
