Personal loans are unsecured loans offered by financial institutions based on factors such as employment history, repayment capacity, income level, profession, and credit history.
<h3>How do personal loans work?</h3>
When you are approved for a personal loan, the funds are often sent directly into your checking account. When you acquire a loan to refinance current debt, you can occasionally ask your lender to pay your invoices directly.
Prepare to begin payback within 30 days, regardless of how you receive your payments. If you have a variable-rate loan, your interest rate will fluctuate, which may cause the amount you owe to alter from month to month.
When you pay off your personal loan, the credit line is closed.
Thus, Option D is correct which describes personal loans.
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Answer and Explanation:
Municipal bond rate = Taxed bond rate × (1-Tax rate)
4.25 = Taxed bond rate × ( 1 - 0.35)
Taxed bond rate = 6.54
The type of distribution system that is owned by the manufacturer throughout the channel of distribution to the retail stores is a corporate distribution system.
<h3>What is distribution system?</h3>
Distribution system refers to the moving of the goods and services and equipment to final end users from the manufacturer or producers.
It involves comprises logistics and the procedures which is required for the flow of the goods and services to the users.
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Answer:
The correct answers are letters "A", "C", "D", "E", and "F".
Explanation:
Structural unemployment is an economic mismatch when workers fail to find jobs and employers with available openings cannot find workers. This problem can be created by technological advances and rapid relocation of available jobs along with other economic factors such as rapid technological changes, and government policy. In that sense:
<em>A.</em><em> A newspaper photographer loses his job due to the decreased circulation of the physical newspaper. His boss says more people are using the Internet to get their news. (</em><u><em>Technological change)</em></u>
<em>C.</em><em> A teacher at the local high school loses his job when declining enrollment causes the school district to consolidate schools. </em><u><em>(Government policy)</em></u>
<em>D.</em><em> A worker on an assembly line loses her job when the company outsources jobs to China. </em><u><em>(Job relocation)</em></u>
<em>E.</em><em> Your mechanic closes his shop because recent advances in technology mean that cars need much less servicing, and he doesn’t have enough work to keep the business open. (</em><u><em>Technological change)</em></u>
<em>F.</em><em> Two employees of a tax accounting firm are laid off because new tax software has made it easier for people to do their own taxes. (</em><u><em>Technological change)</em></u>
Answer:
A healthy 65-year-old couple retiring in this year will need close to $300,000 to cover health-care expenses, including Medicare Parts B and D, according to HealthView Services.
