Answer:Hard money may refer to: ... "Hard money" funding for academic research (consistently flowing, as opposed to "soft money" provided by competitive grants) Hard money loans, an asset-based loan financing secured by the value of a parcel of real estate. Hardmoney, Kentucky, a community in the United States.
It was better for growing crops. A stable climate ensured a surplus of agricultural produce during these phases, slowly leading to the evolution of cities.