Question

You are an underwriter for abc insurance .you received a life insurance proposal for medical insurance with premium payment.the prospect disclosed that he had undergone surgery to correct a cataract.as an underwriter what. Would be your decision with respect to the case?

Answer 1

Explanation:

Insurance underwriters "evaluate the risk and exposures" of potential clients. Clients are the insurance agency where many insurers invest money and claim if the insurer / his family (which ever is applicable) is hospitalized / treated for disease.

If I am a underwriter,

• I will check the insurance policy which the patient has taken,
• Check the eligibility, cross check the documents of operation which the patient or insurer has sent
• Then decide whether the particular reimbursement is approved or unapproved.