I think the answer is 10.3%
 
        
                    
             
        
        
        
I believe the answer should be approximately 6,147 because you would plug into the equation y=20,000(.95)^t, where t=23.
        
             
        
        
        
An example would be: 
Standard:12345678
Expanded: 10000000+2000000+300000+40000+5000+600+70+8
Word: twelve million three hundred forty-five thousand six hundred seventy-eight
        
             
        
        
        
Answer:
8 and 4
Step-by-step explanation: