The government made poor decisions.
Erik Erikson introduces the concept of initiative in his third stage of his theory of psychological development. The stage is known as the initiative versus guilt stage. At this stage children need to assert control over their environment by accomplishing tasks and facing challenges. Care givers are encouraged to encourage children to explore.
It is attractive to those who are in the insurance business
or are engaged in affiliate programs.
Each time customers buy from these companies, they gain income and
continue to do so as long as the account continues to be working.