A major factor in the divisions among members of different ethnicities, races, and religious groups. It's the belief that one's ethnic group is superior to another. Ethnocentric individuals believe they're better than other individuals for reasons based solely on their heritage. Clearly, this practice relates to problems of both racism and prejudice.
because your 401(k) plan is basically a retirement plan and certain job you can’t retire till your like 50/60 depending on how long you’ve worked there