Answer:
d. Insurance contracts are personal contracts.
Explanation:
Since in the question it is given that the Jacob sold his house to Shelia for $140,000 and at the time of insurance he did not tell about the new owner
So after four months, the sheila purchased the house, and due to windstorm, the roof got damaged
Since at the time of insurance he did not told about the new owner due to which the insurer refused to deny the payment to Sheila and that could be considered as a legal.
So, this situation is considered to be a personal contract
The answer is <span>poorer, theres nothing they can do about it
people with external locus of control tend to believe all the success and failure that they experience in their life is the result of external factors other than their efforts. This will make them unable to control themselves during hard times and often lead to depression</span>
