<span>The main characteristic of certificates of deposit (CDs) is that they are an investment with a specified investment period, as determined by the financial institution at the time of purchase of the CD. This allows the financial institution a specific period of time to use the money for investment. Consequently, early withdrawal of a CD will cause a penalty. Financial institutions will usually set a pre-determined interest rate for the period of time in which the CD is active.</span>
<span>The answer is opening, wide. Employers must guard employees from three types of hazards. These include a floor opening that is large enough for a person to fall into, a floor hole that is large enough and wide enough for small items to fall into, and a wall opening that is large enough for a person to fall through and is at least 4 feet above the ground. </span>
For the first one is 3
and for the second one it’s 1
