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poizon [28]
3 years ago
5

A bank has $200 million in assets in the 0 percent risk-weight category. It has $400 million in assets in the 20 percent risk-we

ight category. It has $1,000 million in assets in the 50 percent risk-weight category and has $1,000 million in assets in the 100 percent risk-weight category. This bank has $96 million in Tier 1 capital and $48 million in Tier 2 capital. What is this bank's ratio of total capital to risk assets?
Business
1 answer:
oee [108]3 years ago
8 0

Answer:

The bank's ratio of total capital to risk assets is 9.11%.

Explanation:

The capital adequacy ratio is calculated by dividing a bank's capital by its risk-weighted assets. The capital used to calculate the capital adequacy ratio is divided into two tiers.

CAR= \frac{Tier 1 Capital+Tier 2 Capital}{Risk Weighted Assets}

= \frac{96+48}{200(0) + 400(0.20) + 1000(0.50) + 1000}

=\frac{144}{1580}

= 0.0911 * 100

=9.11%.

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A homeowner refused to accept a full price contract offered by a buyer with children. He told his broker that he only wishes to
Leya [2.2K]

Answer:

file a fair housing complaint with HUD and try to collect a commission.

Explanation:

Home owners that want to sell or lease property are prohibited from discriminating against tenants or future home owners on the basis of race, sex, family affiliations or other grounds.

So the homeowner not willing to to sell his home to someone with children but rather looking for someone without children is a discrimination against the new homeowner.

The broker should file a complaint with HUD and try to collect a commission for services rendered.

7 0
3 years ago
According to the U.S. Department of Energy, the average price of gasoline in the U.S. fell by 14% in 2015. The number of hybrid
melisa1 [442]

Based on the change in price and quantity demanded, the cross-price elasticity would be<u> 2.57.</u>

<h3>What is the Cross-price elasticity?</h3>

It shows how much the demand for a good is affected by a price change in a related good.

It is calculated as:

= Change in quantity demanded of one good / Change in price of the other good

= 36% / 14%

= 2.57

In conclusion, the cross-price elasticity is 2.57.

Find out more on cross price elasticity at brainly.com/question/25996933.

3 0
3 years ago
Managers should run a business ethically because
Allushta [10]
Managers should run a business ethically because it is the right thing to do.
They should do things ethically just because they are afraid of punishments and repercussions. Instead, they should understand the importance and moral value of acting ethically because they will set an example and then the employees will be ethical as well. 
5 0
3 years ago
Read 2 more answers
Revolve Company is a price-taker and uses a target-pricing approach« on: September 24, 2015, 03:43:22 PM »Refer to the following
djyliett [7]

Answer: $17,209,000

Explanation:

Given that,

Production volume = 602,000 units per year

Market price = $32 per unit

Desired operating income = 15% of total assets

Total assets = $13,700,000

Total Income  = 15% of Total assets

                       = $13,700,000 × 15%

                       = $ 2,055,000

Total Sales  = Market price × Production volume

                    = $32 × 602,000

                   = $ 19,264,000

Target full product cost in total for the year  = Total Sales - Total Income

                                                                        = $ 9,264,000 - $2,055,000

                                                                        = $17,209,000

4 0
3 years ago
The use of the allows bank customers the ability to complete most transactions electronically without leaving home.
jeka57 [31]

The use of the <u>internet  </u>allows bank customers the ability to complete most transactions electronically without leaving home.

<h3>What is Internet?</h3>

Internet help to transmit data or information across a network, making it possible for internet user to communicate and exchange information.

Example of internet are:

  • WAN which full meaning is  Wide Area Network.
  • LAN which full meaning is Local Area Network.

Hence, internet play an important function  as it make it possible for bank customers to complete their transactions electronically or to carryout their transaction online without having to leave their various homes.

Learn more about internet here:brainly.com/question/2780939

#SPJ1

5 0
2 years ago
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