Answer:
 Reduction of premium
Explanation:
According to my research on different insurance policies, I can say that based on the information provided within the question the option that would allow her to do this is a Reduction of premium. This is because this allows the policyholder to apply policy dividends toward the next year's premium. Therefore making it easier for the policy-owner to pay for her next premium.
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Answer:
Humanistic psychologists focused attention on the importance of people's:
B. potential for healthy growth.
Explanation:
The humanistic approach in psychology sought to expand the horizons set by behaviorism. While behaviorism sees human beings as the manifestation of an easily trained and determined set of behaviors, humanistic psychology aims to look at the individual as a whole. It takes into consideration a person's full potential for healthy growth and well-being, instead of focusing on dysfunction. Concepts such as self-efficacy and self-actualization are deeply connected with humanistic psychology.
 
        
             
        
        
        
Answer:
The correct answer is:
Decision utility 
Predicted utility
Sara thinks that all computer programmers are interesting and smart, and she finds out her date for the evening, Kent, is a programmer. Even before meeting Kent, Sara decides that she will probably like him. Sara's beliefs are decision utility , and liking Kent is predicted utility.
Explanation:
In Psychology desires are not only single random choices of human beings, they are determined by different mechanisms in human's brain such as free will, addictions, compulsions, among many others. Incentive salience plays an important role in decision making for the human brain, once unconsciously, the individual is always looking for a reward and the making choice is determined with the help of all previous information for that conclusion.  
 
        
             
        
        
        
Answer:
Fiscal federalism.
Explanation:
In the federal system of governance, <em>fiscal federalism</em> is <em>used to allocate competencies and fiscal instruments to the different layers of administration</em>. For example, by means of <u>grants </u><u>higher levels of governments share countries resources with the lower level of governance</u>. Such allocation can be unconditional and conditional. Conditional allocations vary both in time and geography. Say, a particular state required grant to promote drug education in classrooms in 2017, but the situation improved and it does not need it anymore.