Lots of destruction everywhere
Okay lol whats your question
Specialization increases productivity which is good for the producers. Consumers have more options, since there are more products on the market. Specialization also contributes to better quality of production and the final products because in the chain of production each employee is specialized in doing one thing in the best way.
The answer is: Mischa needs to find a down Payment to become eligible for a mortgage.
If you want to get a mortgage for a house, take into account that it will a life change moment. You will start paying for several years.
But in order to get a mortgage is really necessary to have a good credit history and make a down payment beforehand.
